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Karen Joy Bacudo

Finance Editor

Karen wears two hats at TechDay, balancing her role as an editor while assisting with finance tasks. She bridges writing content and reconciling numbers to support the team, with the same level of accuracy and precision.

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Indian Stories

Written by Karen Joy

Global Stories

Written by Karen Joy

Australians trade down to smaller treats, Experian says
Gaming

Australians trade down to smaller treats, Experian says

Experian data shows Australian households are trimming big-ticket discretionary purchases but still spending on personal care, digital goods and travel.

By Karen Joy Bacudo • 3 min read • Last month
Lydian launches Visa Platinum card for digital assets
Fintech

Lydian launches Visa Platinum card for digital assets

Lydian rolls out Visa Platinum card that lets customers spend more than 300 digital assets at 150 million merchants worldwide.

By Karen Joy Bacudo • 3 min read • Last month
Ideally raises AUD $13.4m to expand US market research
Software-as-a-Service

Ideally raises AUD $13.4m to expand US market research

Ideally's AUD $13.4 million raise backs US growth and a new subscription product as brands seek faster, cheaper consumer insights.

By Karen Joy Bacudo • 4 min read • Last month
Accounting software faces AI rivals in bookkeeping shift
Data Analytics

Accounting software faces AI rivals in bookkeeping shift

Intuit's QuickBooks is under pressure as AI start-ups push automated bookkeeping, forcing accounting software to prove it can do more than digitise ledgers.

By Karen Joy Bacudo • 4 min read • Last month
Xero launches AI-native operating system for small firms
Digital Transformation

Xero launches AI-native operating system for small firms

Xero unveils AI-native finance platform and JAX assistant to cut admin for small firms, with accountants and bookkeepers also in line for gains.

By Karen Joy Bacudo • 3 min read • Last month

Stories from Other Regions

Written by Karen Joy

Matsui Securities adopts Broadridge's JASDEC Processing Solution on SaaS platform
Software-as-a-Service

Matsui Securities adopts Broadridge's JASDEC Processing Solution on SaaS platform

Matsui Securities turns to Broadridge software to automate lending workflows, as Japan's JASDEC changes push firms towards faster post-trade processing.

By Karen Joy Bacudo • 3 min read • Last month
PayNuts broadens offer for SMEs as surcharging reforms loom
Digital Transformation

PayNuts broadens offer for SMEs as surcharging reforms loom

PayNuts widens its Australian SME offer with a new POS platform and partner services as RBA payment reforms heap pressure on fee-based models.

By Karen Joy Bacudo • 4 min read • Last month
Paymentology enters Australia via Change Financial deal
Fintech

Paymentology enters Australia via Change Financial deal

Paymentology teams up with Change Financial to tap Australia's booming digital payments market, as mobile wallets and card programmes gain pace.

By Karen Joy Bacudo • 3 min read • Last month
American Express to acquire Hyper in AI expense push
Software-as-a-Service

American Express to acquire Hyper in AI expense push

American Express acquires Hyper to bolster AI-powered expense tools for business customers as it expands commercial services automation.

By Karen Joy Bacudo • 3 min read • Last month
Q2 launches AI code tool for digital banking platform
Disaster Recovery

Q2 launches AI code tool for digital banking platform

Q2 brings generative AI coding to its digital banking platform, aiming to help banks and credit unions build integrations faster with tighter governance.

By Karen Joy Bacudo • 4 min read • Last month
Payward buys Bitnomial for USD $550 million in cash
Fintech

Payward buys Bitnomial for USD $550 million in cash

Payward to build US derivatives foothold with Bitnomial acquisition after decade-long licence drive gives it exchange, clearing and brokerage access.

By Karen Joy Bacudo • 4 min read • Last month
British Business Bank backs Episode 1 Fund IV with GBP £35M
Artificial Intelligence

British Business Bank backs Episode 1 Fund IV with GBP £35M

British Business Bank commits GBP £35m to Episode 1's Fund IV, backing early-stage software-led UK start-ups in strategic sectors.

By Karen Joy Bacudo • 3 min read • Last month
Mid-sized fintech firms squeezed out as funding tightens
Fintech

Mid-sized fintech firms squeezed out as funding tightens

Fintech's middle tier is under strain as tighter funding, heavier regulation and AI-driven competition favour big platforms and fresh startups.

By Karen Joy Bacudo • 4 min read • Last month
Revolut launches AI assistant as banks shift to chat
Data Protection

Revolut launches AI assistant as banks shift to chat

Revolut has launched an in-app AI assistant as banks and fintechs race to replace menu-driven apps with chat-based tools for everyday money tasks.

By Karen Joy Bacudo • 4 min read • Last month
Japan institutional investors turn more bullish on crypto
Crypto

Japan institutional investors turn more bullish on crypto

Japan institutions grow more bullish on crypto as Nomura survey shows stronger diversification interest and rising appetite for stablecoins.

By Karen Joy Bacudo • 4 min read • Last month
Feijoa graduates fintech lab with KiwiSaver round-up app
Fintech

Feijoa graduates fintech lab with KiwiSaver round-up app

Feijoa aims to expand its KiwiSaver round-up app after graduating Creative HQ's Fintech Lab, with users adding AUD $2 million a year to retirement savings.

By Karen Joy Bacudo • 3 min read • Last month
Slash raises USD $100 million at USD $1.4 billion valuation
Software-as-a-Service

Slash raises USD $100 million at USD $1.4 billion valuation

Slash lands USD $100 million Series C at USD $1.4 billion valuation as Ribbit backs its rapid expansion into broader business finance.

By Karen Joy Bacudo • 4 min read • Last month