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Karen Joy Bacudo

Finance Editor

Karen wears two hats at TechDay, balancing her role as an editor while assisting with finance tasks. She bridges writing content and reconciling numbers to support the team, with the same level of accuracy and precision.

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Indian Stories

Written by Karen Joy

Global Stories

Written by Karen Joy

Finologee & Gresham partner on depositary reconciliation
Fintech

Finologee & Gresham partner on depositary reconciliation

Finologee teams with Gresham to embed Control into Banking Orchestrator, automating depositary reconciliation for insurers, fund managers and asset servicers.

By Karen Joy Bacudo • 4 min read • Last week
YFM backs Swanky with GBP £7.6 million growth deal
Software-as-a-Service

YFM backs Swanky with GBP £7.6 million growth deal

YFM Equity Partners invests GBP £7.6 million in Exeter-based Shopify agency Swanky, funding hiring, service expansion and selective acquisitions.

By Karen Joy Bacudo • 3 min read • Last week
New Zealand seeks public input on ad regulation rules
Data Protection

New Zealand seeks public input on ad regulation rules

New Zealand advertising watchdog seeks public input on tighter rules for ad labels, data use, pricing claims and endorsements.

By Karen Joy Bacudo • 4 min read • Last week
Payment firms expand into broader merchant services
Customer Relationship Management

Payment firms expand into broader merchant services

Stripe, PayPal, Adyen and Block are pushing into loyalty, lending and AI checkout tools as payment groups seek a bigger role in merchant commerce.

By Karen Joy Bacudo • 5 min read • Last week
AI shopping agents reshape retail buying & checkout
Digital Transformation

AI shopping agents reshape retail buying & checkout

AI shopping agents are moving retail from clicks to chat, as Walmart, Amazon and Google test protocols that let software search, compare and pay.

By Karen Joy Bacudo • 4 min read • Last week
Amazon, Meta & Microsoft join UCP technical council
Customer Experience

Amazon, Meta & Microsoft join UCP technical council

Amazon, Meta and Microsoft join Universal Commerce Protocol council as AI shopping standard draws major backing from retailers and payments groups.

By Karen Joy Bacudo • 4 min read • Last week

Stories from Other Regions

Written by Karen Joy

British Business Bank backs UK AI firm with USD $20m
Artificial Intelligence

British Business Bank backs UK AI firm with USD $20m

British Business Bank joins Sovereign AI Fund in USD $1.1 billion seed round for Ineffable Intelligence, led by Professor David Silver.

By Karen Joy Bacudo • 4 min read • Last week
UK finance staff use generative AI daily, survey finds
Digital Transformation

UK finance staff use generative AI daily, survey finds

UK finance staff embrace generative AI for daily tasks as oversight gaps in monitoring and compliance raise fresh regulatory concerns.

By Karen Joy Bacudo • 3 min read • Last week
CDR reforms could add AUD $1.2 billion, study says
Data Protection

CDR reforms could add AUD $1.2 billion, study says

CDR reforms on consent, representatives and small bank exemptions could add AUD $1.2 billion annually by 2035, modelling says.

By Karen Joy Bacudo • 4 min read • Last week
Broadridge AI project in Ireland to simplify disclosures
Fintech

Broadridge AI project in Ireland to simplify disclosures

Broadridge's Irish AI project aims to turn dense fund disclosures into plain English for retail investors, with IDA Ireland backing the study.

By Karen Joy Bacudo • 4 min read • Last week
Astor raises USD $5 million to guide retail investors
Fintech

Astor raises USD $5 million to guide retail investors

Astor secures USD $5 million in seed funding as the AI adviser broadens access to portfolio guidance for everyday investors.

By Karen Joy Bacudo • 3 min read • Last week
Ant International courts merchants on AI-led Asia growth
Crypto

Ant International courts merchants on AI-led Asia growth

Ant International wins over global merchants with AI-led payments tools as Asia's fragmented wallets and schemes lure overseas retailers.

By Karen Joy Bacudo • 3 min read • Last week
Banma, Alipay launch voice payment system for cars
Wearables

Banma, Alipay launch voice payment system for cars

Banma and Alipay bring voice-led in-car payments to smart cockpits, with drivers able to book tickets, hotels and food hands free.

By Karen Joy Bacudo • 4 min read • Last week
Thunes launches real-time bank transfers into New Zealand
Fintech

Thunes launches real-time bank transfers into New Zealand

Thunes widens Asia-Pacific reach with real-time New Zealand bank transfers, giving businesses and consumers faster local-currency settlement.

By Karen Joy Bacudo • 3 min read • Last month
Monk raises USD $25 million to tackle invoice delays
Customer Relationship Management

Monk raises USD $25 million to tackle invoice delays

Monk lands USD $25 million to expand software that spots invoice errors, portal rejections and missed contacts before finance teams chase payment.

By Karen Joy Bacudo • 4 min read • Last month
LendingClub to rebrand as Happen Bank in summer 2026
Fintech

LendingClub to rebrand as Happen Bank in summer 2026

LendingClub will rebrand its bank as Happen Bank in summer 2026, as Chief Executive Officer Scott Sanborn says the new name better fits its wider banking push.

By Karen Joy Bacudo • 4 min read • Last month
Zelle & Truist test bill payments in network pilot
Fintech

Zelle & Truist test bill payments in network pilot

Zelle and Truist begin a controlled test of recurring credit card bill payments, aiming to give consumers clearer confirmation and reduce late-fee uncertainty.

By Karen Joy Bacudo • 4 min read • Last month